Coinbase, Circle, etc… should immediately start pursuing opportunities to buy up some small state charter banks, small FDIC banks, or credit union, convert them to full-reserve US Dollar banks aka a dollar warehouse, so that they can continue to offer exchange services in a liquidity/dollar crisis (Reddit Bitcoin)

Coinbase, Bitstamp, Grayscale, Circle and other major Bitcoin institutions’ exposure to the banking system will make them incredibly vulnerable if there is a liquidity crisis …